How Do I Finance a Pool or Spa?

First and foremost, we want to let all of our customers know that we have many different financing options available in our store and one of our professional sales associates to assist you through the entire process.

Understanding that the majority of our customers finance their pool in one way, shape, or form, we at Perry Pools and Spa want to help you understand what is involved with financing and how it typically works for most homeowners.

Our customers pay for their pools and spas in a variety of manners. Some of the routes typically taken are:

  • Home Equity Line
  • Second Mortgage
  • Out of Pocket (cash)
  • Second Mortgage
  • Credit Card

***Pool Financing Tip: If you are planning to finance a large portion of your project be sure to get pre-approval before having companies out for estimates. Many times folks have their dream pool all lined up only to find out they cannot secure the necessary financing. You can check out our pool pricing guide to determine your budget range.

HFS Financial

If you’re looking for smart, fast financing for a home improvement or backyard renovation project, you’ve come to the right place. Re-imagine your backyard with a dreamy swimming pool. Rethink your kitchen storage space with a kitchen remodel. Reinvent your bathroom, garage, or outdoor living areas — “You Dream It, We Finance It.”

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Lyon Financial

For over 40 years, Lyon Financial has provided personalized, hassle-free financial solutions to bring backyard dreams to life. With over 400,000 satisfied customers nationwide, we know what a pool means to you and your family. It means barbecues and graduation parties. Hours of outdoor fun and watching your children play. Lazy afternoons, endless evenings, and the freedom to relax with friends and family. But most of all, it means making memories that will last a lifetime. Lyon Financial. More than just a pool loan, because it's so much more than just a pool.

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